AUTOSURE
From ANPACSM
Better
Value Means Getting the Personal Touch.
Because
you want the best value for your money, in some circumstances it may make
sense to purchase an item over the phone, through the mail, or on your personal
computer. But, not always!
Without
the right insurance protection, you and your family might not be able to pay for
necessary medical treatments, car repairs, legal fees, and other costs that come
with being involved in an accident whether you're at fault or not!
When you
choose AUTOSURE FROM ANPACSM,
you get a professional agent who lives and works in your community,
who understands your financial needs. Your local American National
agent will meet with you personally to help you make sure your
family's insurance protection has the right features for you,
so that you're protected when you need it most!
Better
Value Means Money Saving Features.
Automatic
Rental Coverage
We decided our customers need rental car coverage automatically
included in their policy at no extra charge. Most companies charge for this features.
One
Deductible for Multiple Losses
If you insure your auto and home with ANPAC,
our Common Cause of Loss Deductible
allows you to pay one deductible even if more than one item is damaged or destroyed
by a single event. Collision
Waiver
If you should be involved in an accident with another car insured
with ANPAC, all or a portion of your collision deductible may be automatically
waived.
Other
valuable, innovative features
-
Good student discount
-
Passive
restraints discounts
-
Ticket-free
discounts
-
Special
rates for drivers age 45 & over
-
No
deductible for windshield repair
Discounts
and policy provisions may vary by state. Check with your agent about coverages
available in your state and the provisions applicable.
Better Value Means Superior
Service.
ANPAC is proud to be named to the 2006 Ward's 50 Benchmark Group for achieving outstanding
financial results in the areas of safety, consistency and performance since 1994.
Our
Innovative CA$HBACK from ANPAC®
Pays you 25% of your combined first-year auto and homeowners premiums
if you remain claim free for the first three years.
TLC
- Tri-Line CoverageSM Discount
Choose American National for
your auto, home and life and you'll receive a special discount on qualifying auto
and home premiums. It's our way of rewarding customers who trust American National
with all three insurance needs.
Fast
Efficient Claim Service
Report claims toll-free at 1-800-333-2860 24-hours
a day, 7 days a week. Nine out of ten customers tell us, based on our claims service,
they would recommend ANPAC to someone they know.
AUTOSURE
FROM ANPACSM
Offers a Full Line of Coverages.
Liability
- Pays for damages due to bodily injur and/or property damage from a covered loss
for which an insured is legally liable. This coverage includes defending you in
a lawsuit, bail, bond expense, attorney fees, and medical first aid at the accident
scene.
Medical
Payments - Pays for reasonable and necessary medical expenses arising out
of an accident up tot he limit purchased per person.
Personal
Injury Protection - Pays for reasonable and necessary medical expenses and
lost wages arising out of a covered accident up to the limit purchased per person.
Comprehensive
- Pays for loss or damage to your insured car by a covered loss other than a collision
or upset. This included but is not limited to: theft, fire, missiles, falling
objects, larceny, explosion, windstorm, hail, water, vandalism or malicious mischief,
riot, impact with animals, and glass breakage.
Collision
- Pays for damage to your insured car resulting from a collision or upset.
Towing
and Labor - Pays towing and labor costs incurred each time your insured car
is disabled. Labor costs at the place of disablement are covered.
Rental
Reimbursement and Travel Expense - Pays up to $25 per day rental expense while
your car is being repaired due to a covered loss for up to 30 days. Higher limist
are available.
If
the loss occurs more than 50 miles from home, extra expenses incurred for meals,
lodging and transportation fares to return to your home or your destination are
covered.
Uninsured
Motorist - Pays for damages for bodily injury to an insured person caused
by a motor vehicle driven by a legally liable, but uninsured or unknown (hit and
run) driver.
Underinsured
Motorist - This coverage applies when your bodily injury is caused by an underinsured
motor vehicle, as defined in the policy.
Accidental
Death, Dismemberment, Disability - Pays up to a specified amount for death,
loss of limbs, loss of sight and certain other injuries to designated person(s)
resulting from a car accident.
Work
Loss Coverage - Pays designated person(s) up to 85% of earnings lost because
of auto accident injuries subject to certain maximum limits shown in the policy.
